Is your agent an expert in dental practices? We are, and have been for more than 25 years!
Dentist Insurance Services puts your interests first because we work for dentists.
Our experienced staff is ready to get to work for you – call 800.877.7597, fill out the request a quote or email [email protected] to connect to our agents today!
Long-Term Care
A Long-Term Care (LTC) policy helps protect your independence and your assets by paying for the cost of a stay in a nursing home, assisted-living facility, adult day care center or extended home care. LTC insurance provides funding for your care if you cannot care for yourself. About 43% of Americans who live to age 65 will enter a nursing home or need care at home.
Most people think that LTC is something that only the elderly should consider. Actors Christopher Reeve and Michael J. Fox have raised the awareness that LTC needs can arise with any of us, at any time. In fact, 45% of people who are receiving care today are under the age of 65.
People can require long-term care services for a variety of reasons. Sometimes a disabling accident can cause the need for care. Other times, it can be caused by illnesses such as Parkinson’s disease, multiple sclerosis, stroke or heart attack.
Benefits at a Glance
- 20% Couples Discount
- Comprehensive coverage
- Home Health Care
- Adult Day Care
- Assisted Living Facility
- Nursing Home
- Alternate Payment Benefit (Cash benefit)
- Limited Payment Options
- Single Premium
- 10 years
- Paid up at age 65
Everyone, regardless of age, needs to consider LTC as a part of their overall risk management planning. You can request more information by completing our Long-Term Care Form and an LTC insurance specialist will contact you.
Or, contact a Dentist Insurance Services representative at 800.877.7597 for further details.