Are You Prepared for Hurricane Season?

June 1 is the official start of the 2021 Atlantic Hurricane Season! Don’t let that important date pass you by without reviewing your storm readiness plan and ensuring you have the right coverages in place to protect your practice. Creating an airtight plan now will give you the peace of mind to focus your attention on other challenges your dental practice may face in the coming months. 

Here are a few points to keep in mind this season:

  • Flood policies have a 30-day waiting period before ...
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Life Insurance Planning

By Dan Zottoli, FDA Services Director of Sales – Atlantic Coast

Life insurance planning can sometimes be overwhelming, causing many to put off this particularly important conversation. Many people don’t want to face their own mortality, let alone deal with trying to filter through the many options available. The process can be made much simpler if you focus on WHY, HOW MUCH and WHAT TYPE.

WHY?
The need for life insurance coverage can be broken down in the simplest terms. For example, ...

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Claim Scenario: Hired & Non-owned Auto

Rick Dentist, DDS has a patient coming in for her dentures at 11 a.m. It is already 10:30 a.m. and the dental lab still has not dropped them off at the office.  Dr. Smith does not want to reschedule the patient so he asks his receptionist to go to the lab to pick them up in her car, which usually occurs a few times a week.  As soon as the receptionist pulls out of the driveway she rear ends another ...

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Case Scenario: Fire & Sprinkler Damage

This scenario is an example of what a dental business office insurance policy covers during fire and sprinkler loss. Every loss is different, and we encourage you to contact your insurance agent with any questions on your specific policy coverages and forms.

Insured Description:

Our insured operates a dental practice from the loss location, which is a single story office building constructed of metal framing with stucco siding. The building is approximately 3,500 square feet and is built on a concrete slab. ...

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Healthcare Cyberliabilty Threats

What Email Scams Look Like and How to Avoid Them

We have all seen the huge healthcare industry breaches in the news recently, from the 11 million member breach of Premera Blue Cross to the 80 million member breach of Anthem. However, what a lot of practices don’t realize, or are in denial about, is that this also is happening at dental offices, daily.  Small healthcare organizations are specifically targeted for two reasons: first because they fail to upgrade their cybersecurity ...

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